Services

How I Help

Comprehensive Financial Guidance for all of Life's Adventures

WWM Services Provided

Retirement Planning

We’ll help you define what Financial Independence means to you and set a course for the life you want in retirement.

Tax Planning

The fastest way to build wealth is to keep it. We’ll meet during tax season to make sure you’re minimizing taxes and maximizing life.

Investing Help

Our low cost investing strategy can potentially save you hundreds of thousands of dollars in fees, which means more money for you to spend on vacations, experiences, and the other things that matter to you.

Insurance Advice

It’s just as important to protect your wealth as it is to build it. With the right insurance, you’ll be able to guarantee safety for your family.

Education Planning

We’ll help you set up your children for a future without crushing student loan debt. You’ll become a proud parent that everyone looks up to

Professional Connections

We partner with the professionals in your life, such as accountants, insurance agents, and attorneys, to make sure that everything is working together and moving you towards financial success.

Spending Decisions

You’re not alone when making big financial decisions such as buying a home or starting a business. Rather than wondering if you’re putting your future at risk, you’ll feel comfortable and confident with your decisions.

Stock Option Compensation

As an executive, or key employee, understanding your equity options (ISO/NSO/RSU) and how to manage the exercise and tax impacts can be critical, and potentially life changing. Lets review and ensure you get paid what you've earned.

Estate Planning

Estate planning, while often overlooked, is an essential part of your financial security. Having the right documents in place ensures your wishes regarding your health and wealth are followed in the event you can’t communicate them yourself.

What To Expect: Initial Meeting Process

01

Introduction/Fit Meeting

This is an introduction meeting to determine if client/advisor is a good fit.

02

Planning Discovery Meeting

A discovery discussion to outline goals, planning priorities or current challenges along with financial specifics.

03

Plan Presentation & Recommendations

Review plan & recommendations; current status along with opportunities to improve towards retirement, tax mitigation, investment allocation and more.

03

Plan Presentation & Recommendations

Focused on presenting recommendations, long term cash flow, investment strategy & details.

04

Question/Decision Meeting

Answer any questions on plan/investments and decide to move forward.

04

Question/Decision Meeting

Answer any questions on planning and investment recommendations. Make decision on whether or not to move forward as a client.

05

Onboarding Steps

Take action: set investment allocation, action tax, insurance and estate planning items, establish budget/spending guidelines, update workplace benefit selections etc...

06

Ongoing Meetings

Set calendar for three recurring annual meetings; New Year Planning, Mid-Year Check In, Fall/End of Year Planning

Annual Client Meeting Schedule

Recurring Meetings Throughout The Year

Early Year Meeting:

Purpose: Look Back & Look Ahead
  • Prior Year Portfolio Review
  • Prior Year Goal Achievement Status
  • New Year Goal Discussion
  • Updated Retirement Projections
  • New Year Contribution Limits Review:
             • 401K/H.S.A./F.S.A.
             • Traditional IRA/Roth IRA
  • Preparing for Tax Season:
             • 1099 Review
             • Business Retirement Contributions
  • Prior Year Market Retrospective
  • New Year Market Outlook

Spring/Mid Meeting:

Purpose: Mid Year Update
  • Tax Planning for Current Year
  • Prior Year Tax Return Review
  • Income Update
             Post Merit/Bonus Season
  • Benefits/Open Enrollment Review
  • Insurance/Estate Plan Review
  • Goal Review & Mid-Year Status Check
  • YTD Portfolio Review
  • Market Update & Mid-Year Outlook

Fall/Year End Meeting:

Purpose : Prep For Year End
  • Finalize RMD’s before year end
  • Tax Loss Harvesting
  • Tax Deferred Contribution Status
            • Max the out before the end of year
  • Finalize Charitable Contributions
  • Review account beneficiaries
  • Benefits/Open Enrollment
  • Goal Review
            • Check them off before year end!
  • Rebalance To Target Allocation
  • YTD Portfolio Review